Frederick Homes with Ground Rent Ownership

Frederick Homes with Ground Rent Ownership

Welcome to Frederick County, Maryland, a vibrant community that beautifully blends rich history with modern living. Nestled in the heart of the picturesque Maryland countryside, Frederick is known for its charming downtown area, where historic architecture meets a lively arts scene and diverse dining options. With stunning views of the Catoctin Mountains and convenient access to major highways, Frederick offers both tranquility and connectivity, making it an ideal place for families, young professionals, and retirees alike.

One unique aspect of homeownership in Frederick is the presence of homes with ground rent ownership. This distinctive arrangement allows homeowners to purchase their property while leasing the land on which it sits. Ground rent can present a more affordable entry point into homeownership, providing opportunities for those looking to invest in this thriving community without the high costs often associated with traditional property purchases.

In Frederick, you’ll find a variety of homes with ground rent, from charming bungalows to modern townhouses, all nestled in friendly neighborhoods. This setup not only fosters a sense of community but also encourages residents to engage in local events, farmers' markets, and festivals throughout the year.

With its rich history, scenic landscapes, and a welcoming atmosphere, Frederick County is more than just a place to live—it's a place to thrive. Explore the possibilities of homeownership here and discover the perfect blend of comfort, convenience, and community. Whether you're drawn by the historic charm or the vibrant lifestyle, Frederick is ready to welcome you home!

Newest Frederick Homes with Ground Rent Ownership

$275,000
2 Beds ⋅ 1 Baths ⋅ MDFR2080814 MLS
Welcome to Habitat for Humanity of Frederick County’s affordable homeownership opportunity in Phase 1 of a new 12‑unit condominium community located at the corner of West All Saints Street and Ice Street in downtown Frederick, MD. This program offers eligible residents a pathway to stable, long‑term homeownership in the heart of the city. To be considered, applicants/BUYERS must meet the following criteria: - Live or work in Frederick County for at least one year - Qualify for a mortgage with a fair or better FICO credit score (minimum 580), reasonable debt, and no recent late payments, charge‑offs, or collections - Have a household income between 50% and 80% of the Area Median Income (AMI) - Be willing to complete required “sweat equity” hours with the support of family or friends FY25 AMI Income Ranges for West All Saints: - Single person: $57,400–$74,800 - Two people: $65,600–$85,450 - Three people: $73,800–$96,150 - Four people: $81,950–$106,800 If you meet the eligibility requirements and would like to take the next step, please share your contact information by completing the Home Buyer Interest Form: https://frederickhabitat.org/what-we-do/homeownership-support/home-buyer-form/

106 W All Saints St Unit #B1, Frederick
$265,000
2 Beds ⋅ 1 Baths ⋅ MDFR2080838 MLS
Welcome to Habitat for Humanity of Frederick County’s affordable homeownership opportunity in Phase 1 of a new 12‑unit condominium community located at the corner of West All Saints Street and Ice Street in downtown Frederick, MD. This program offers eligible residents a pathway to stable, long‑term homeownership in the heart of the city.** To be considered, applicants/BUYERS must meet the following criteria: - Live or work in Frederick County for at least one year - Qualify for a mortgage with a fair or better FICO credit score (minimum 580), reasonable debt, and no recent late payments, charge‑offs, or collections - Have a household income between **50% and 80% of the Area Median Income (AMI)** - Be willing to complete required “sweat equity” hours with the support of family or friends **FY25 AMI Income Ranges for West All Saints:** - Single person: $57,400–$74,800 - Two people: $65,600–$85,450 - Three people: $73,800–$96,150 - Four people: $81,950–$106,800 If you meet the eligibility requirements and would like to take the next step, please share your contact information by completing the Home Buyer Interest Form: https://frederickhabitat.org/what-we-do/homeownership-support/home-buyer-form/

104 W All Saints St Unit #C2, Frederick
$265,000
2 Beds ⋅ 1 Baths ⋅ MDFR2080824 MLS
Welcome to Habitat for Humanity of Frederick County’s affordable homeownership opportunity in Phase 1 of a new 12‑unit condominium community located at the corner of West All Saints Street and Ice Street in downtown Frederick, MD. This program offers eligible residents a pathway to stable, long‑term homeownership in the heart of the city. To be considered, applicants/BUYERS must meet the following criteria: - Live or work in Frederick County for at least one year - Qualify for a mortgage with a fair or better FICO credit score (minimum 580), reasonable debt, and no recent late payments, charge‑offs, or collections - Have a household income between 50% and 80% of the Area Median Income (AMI) - Be willing to complete required “sweat equity” hours with the support of family or friends FY25 AMI Income Ranges for West All Saints: - Single person: $57,400–$74,800 - Two people: $65,600–$85,450 - Three people: $73,800–$96,150 - Four people: $81,950–$106,800 If you meet the eligibility requirements and would like to take the next step, please share your contact information by completing the Home Buyer Interest Form: https://frederickhabitat.org/what-we-do/homeownership-support/home-buyer-form/

104 W All Saints St Unit #C1, Frederick
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