Frederick Homes with Ground Rent Ownership

Frederick Homes with Ground Rent Ownership

Welcome to Frederick, Maryland – a charming city that beautifully blends historic charm with modern convenience. Nestled in the heart of Frederick County, this vibrant community offers a rich tapestry of culture, history, and outdoor adventure, making it an ideal place to call home.

Frederick is renowned for its picturesque downtown area, where cobblestone streets are lined with unique boutiques, artisanal eateries, and local art galleries. The historic architecture tells a story of the city’s past, while the lively atmosphere invites residents and visitors alike to explore and enjoy. With events like the Frederick Festival of the Arts and the Great Frederick Fair, there’s always something happening in this dynamic city.

For those considering making Frederick their home, it’s essential to understand the diverse housing options available, including homes with ground rent ownership. This unique arrangement allows homeowners to purchase a property while leasing the land it sits on. Ground rent homes can offer an affordable entry point into the housing market, making it an attractive option for first-time buyers or those looking to invest in the area.

Living in Frederick means you’ll have access to beautiful parks, excellent schools, and a strong sense of community. With its strategic location just an hour from both Washington D.C. and Baltimore, residents can enjoy the tranquility of suburban living while remaining connected to urban amenities.

Whether you’re drawn to the historic charm, the vibrant community spirit, or the unique housing opportunities, Frederick, MD, is a place where you can truly feel at home. Come explore all that this delightful city has to offer!

Newest Frederick Homes with Ground Rent Ownership

$275,000
2 Beds ⋅ 1 Baths ⋅ MDFR2080814 MLS
Welcome to Habitat for Humanity of Frederick County’s affordable homeownership opportunity in Phase 1 of a new 12‑unit condominium community located at the corner of West All Saints Street and Ice Street in downtown Frederick, MD. This program offers eligible residents a pathway to stable, long‑term homeownership in the heart of the city. To be considered, applicants/BUYERS must meet the following criteria: - Live or work in Frederick County for at least one year - Qualify for a mortgage with a fair or better FICO credit score (minimum 580), reasonable debt, and no recent late payments, charge‑offs, or collections - Have a household income between 50% and 80% of the Area Median Income (AMI) - Be willing to complete required “sweat equity” hours with the support of family or friends FY25 AMI Income Ranges for West All Saints: - Single person: $57,400–$74,800 - Two people: $65,600–$85,450 - Three people: $73,800–$96,150 - Four people: $81,950–$106,800 If you meet the eligibility requirements and would like to take the next step, please share your contact information by completing the Home Buyer Interest Form: https://frederickhabitat.org/what-we-do/homeownership-support/home-buyer-form/

106 W All Saints St Unit #B1, Frederick
$265,000
2 Beds ⋅ 1 Baths ⋅ MDFR2080838 MLS
Welcome to Habitat for Humanity of Frederick County’s affordable homeownership opportunity in Phase 1 of a new 12‑unit condominium community located at the corner of West All Saints Street and Ice Street in downtown Frederick, MD. This program offers eligible residents a pathway to stable, long‑term homeownership in the heart of the city.** To be considered, applicants/BUYERS must meet the following criteria: - Live or work in Frederick County for at least one year - Qualify for a mortgage with a fair or better FICO credit score (minimum 580), reasonable debt, and no recent late payments, charge‑offs, or collections - Have a household income between **50% and 80% of the Area Median Income (AMI)** - Be willing to complete required “sweat equity” hours with the support of family or friends **FY25 AMI Income Ranges for West All Saints:** - Single person: $57,400–$74,800 - Two people: $65,600–$85,450 - Three people: $73,800–$96,150 - Four people: $81,950–$106,800 If you meet the eligibility requirements and would like to take the next step, please share your contact information by completing the Home Buyer Interest Form: https://frederickhabitat.org/what-we-do/homeownership-support/home-buyer-form/

104 W All Saints St Unit #C2, Frederick
$265,000
2 Beds ⋅ 1 Baths ⋅ MDFR2080824 MLS
Welcome to Habitat for Humanity of Frederick County’s affordable homeownership opportunity in Phase 1 of a new 12‑unit condominium community located at the corner of West All Saints Street and Ice Street in downtown Frederick, MD. This program offers eligible residents a pathway to stable, long‑term homeownership in the heart of the city. To be considered, applicants/BUYERS must meet the following criteria: - Live or work in Frederick County for at least one year - Qualify for a mortgage with a fair or better FICO credit score (minimum 580), reasonable debt, and no recent late payments, charge‑offs, or collections - Have a household income between 50% and 80% of the Area Median Income (AMI) - Be willing to complete required “sweat equity” hours with the support of family or friends FY25 AMI Income Ranges for West All Saints: - Single person: $57,400–$74,800 - Two people: $65,600–$85,450 - Three people: $73,800–$96,150 - Four people: $81,950–$106,800 If you meet the eligibility requirements and would like to take the next step, please share your contact information by completing the Home Buyer Interest Form: https://frederickhabitat.org/what-we-do/homeownership-support/home-buyer-form/

104 W All Saints St Unit #C1, Frederick
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