Downtown Frederick Homes under $700,000

Downtown Frederick Homes under $700,000

Welcome to Downtown Frederick, Maryland—a vibrant community that perfectly blends historic charm with modern conveniences. Nestled in the heart of Frederick County, this picturesque city is renowned for its rich history, eclectic arts scene, and an array of dining and shopping options that cater to all tastes. With its beautifully preserved architecture and tree-lined streets, Downtown Frederick offers a unique backdrop for those seeking a lively urban lifestyle.

One of the most appealing aspects of this charming subdivision is the diverse range of homes available, particularly for those looking for properties under $700,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, Downtown Frederick has something for everyone. From beautifully renovated historic homes that exude character to modern townhouses equipped with contemporary amenities, you’ll find a variety of options that fit your lifestyle and budget.

Living in Downtown Frederick means having access to a thriving community filled with local boutiques, artisanal eateries, and vibrant cultural events. Enjoy leisurely strolls along the Carroll Creek Park, indulge in weekend farmers’ markets, or immerse yourself in the local art scene at one of the many galleries. With excellent schools, parks, and recreational facilities nearby, this area is perfect for families or anyone looking to enjoy a dynamic urban environment.

Discover the charm of Downtown Frederick and the fantastic homes available under $700,000. Your dream home awaits in this delightful community that truly offers the best of both worlds!

Newest Downtown Frederick Homes under $700,000

231 W South St, Frederick
$499,900
4 Beds ⋅ 3 Baths ⋅ MDFR2090432 MLS
Welcome to this recently completed, fully renovated home in Downtown Frederick, where historic charm blends seamlessly with modern functionality. From the moment you enter, the open-concept layout and thoughtful details stand out. The main level features a spacious living room open to a large dining area, complete with board-and-batten detailing, original trim, exposed brick, and new flooring throughout. Toward the rear of the home, a convenient nook with a coat closet and half bath leads to the spacious kitchen, which offers ample cabinetry, new stainless-steel appliances, and room for either a fixed or floating island to suit your style. From the kitchen, step out to the covered porch with basement access, a generous yard, and a private two-car garage with additional storage. Upstairs, three bedrooms continue the home’s exposed-brick character. The front primary bedroom features vaulted ceilings, recessed lighting, and a closet with storage. A nearby full bath includes a large, fully tiled walk-in shower and a modern vanity with updated lighting. Just beyond, a mid-sized bedroom with vaulted ceilings makes an ideal guest room, nursery, or home office. At the rear of the home, another bedroom offers a large walk-in closet, private full bath with dual vanity and tub/shower combination, and access to the piazza overlooking the yard—providing flexibility as a second primary suite or children’s room. The lower level includes a partially finished room with exterior access to the porch and yard, ideal for recreation space, an office, or a future bedroom. The utility area features a new gas furnace and A/C system, gas water heater, new washer and dryer, and ample additional storage.

231 W South St, Frederick

354 Park Ave, Frederick
$499,900
3 Beds ⋅ 3 Baths ⋅ MDFR2090218 MLS
Historic Downtown Frederick character meets thoughtful modern updates at 354 Park Avenue. Built in 1915, this charming brick home pairs beautiful original details with meaningful improvements for modern everyday living. Inside, 9-foot ceilings, heart pine flooring and abundant natural light bring warmth and character throughout. The kitchen features granite countertops and backsplash, recessed and under-cabinet lighting, along with thoughtfully designed custom storage that maximizes the space. A convenient powder room completes the main level. Upstairs, the second floor offers two bedrooms, a beautifully renovated full bathtub completed in 2025, and one of the home’s unexpected highlights—a covered sun porch that's just right for morning coffee, reading or simply slowing down for a bit. The third floor is dedicated to the private primary suite and is easily one of the most memorable spaces in the home. Vaulted ceilings and exposed beams add architectural interest, while the en-suite shower was also renovated in 2025—custom closet storage and private laundry within the suite make the space exceptionally functional. The lower level offers plenty of additional storage and flexible space with potential for a home gym, workshop or hobby area. Outside, the living space continues with a Trex deck, fully fenced backyard and pergola with a retractable sun-shade awning and solar LED lighting—a great setup for outdoor dinners and evenings at home. The exterior has also been recently repainted. A one-car carport plus additional off-street parking adds a convenience that's especially valuable downtown. And the location makes it easy to enjoy Frederick beyond your front door. Baker Park and Downtown Frederick are just blocks away, Parkway Elementary is nearby, and a community playground is just steps from the house. Restaurants, coffee shops, shopping, recreation and many of the city's favorite destinations are all within easy reach. With heart pine floors, high ceilings, a third-floor primary retreat, second-floor sun porch, inviting outdoor spaces and off-street parking, 354 Park Avenue brings together the character of a historic Frederick home with the updates and functionality that make it easy to live in today.

354 Park Ave, Frederick

432 N Bentz St, Frederick
$250,000
3 Beds ⋅ 1 Baths ⋅ MDFR2090096 MLS
Do you have a creative eye for design and spaces? Love the idea of taking on a fabulous project? This house will speak to you. Such a unique layout and piece of property in Downtown Frederick. Its double width gives this property a unique flow compared to the typical shot-gun, narrow, long row house you usually see Downtown. Main level has a generous living room that flows into the more than ample sized kitchen. The kitchen is so sizable that you could do something incredible with the layout, an island and finishes. There is a fireplace that straddles both rooms and is begging to be turned into a double sided fireplace. Off of the living room sits a small room that would be a perfect home office. Or reimagine this space as a laundry room. Or both! Continuing on, the floorplan leads to the main level full bath. The square footage of this bath is seriously large for a house this size. You could really do something special here. Connected to the full bath is a main level bedroom. It's not huge, but it's big enough and very usable. Imagine it with a door or doors to the rear patio! Off the back is an enclosed room that is just waiting for someone to do something with it. It's imagined here as a spectacular dining room utilizing the spectacular brick floor already in place and opening up the raw ceiling. Add double French doors and you'd have a view from this room to what could be the most darling little courtyard ever. The courtyard could be a slice of privacy heaven with the right imagination. This main level could be reimagined to be FABULOUS by adding windows back in to the living room, kitchen, and den, looking out onto the enclosure room. The upper level offers two additional rooms that make darling bedrooms, or turn the far one into a stunning full bath as reimagined here. Maybe add some dormers for added head room? No off street parking, but street parking is free and almost always available. You're going to want to put new HVAC in here. Roof, exterior, basement shoring up, in addition to the obvious things. A stones throw to Baker Park, Market Street and all downtown has to offer. This is a prime location and would make a fantastic Air B&B, pied-à-terre, or full time tiny home. The juice is absolutely worth the squeeze here. Bring your plans and your creativity and reap the rewards.

432 N Bentz St, Frederick

29 E Seventh St, Frederick
$499,900
4 Beds ⋅ 3 Baths ⋅ MDFR2089876 MLS
Welcome to the best of downtown Frederick living—just one block off Market Street. This beautifully renovated 4 bedroom, 2.5-bath home is the perfect blend of historic character and modern design. The large living room flows seamlessly into a beautifully updated kitchen with white shaker cabinetry, granite countertops, stainless-steel appliances and raised breakfast bar for easy entertaining. A separate dining area and half bath are also located on the 1st floor and adds the convenience of not having to run up and down stairs to use the bathroom. Upstairs, you’ll find a room primary suite with plenty of closet space, 2 additional bedrooms and a fully updated full bath. THIS HOME ALSO HAS A FULLY FINISHED ENGLISH BASEMENT!!! The basement has a large bedroom/recreation room with wet bar, additional full bath, laundry area and its own entrance accessible from the front of the home. Many possibilities here. You could rent the basement out, use as an additional bedroom or just hang out with friends as a recreation room. The outdoor space offers a private, fenced backyard with a covered porch directly off of the kitchen, patio and 2 car parking. Bringing in groceries is super convenient with direct access to the kitchen. There is also another covered porch off the rear bedroom and a large covered front porch set back from the street for additional privacy and outdoor enjoyment. Located just steps from Market Street, you’re surrounded by Frederick’s best—award-winning restaurants, boutique shopping, breweries, art galleries, and Carroll Creek all within easy walking distance. With quick access to both Washington, D.C. and Baltimore, this is a rare opportunity to own a move-in ready home in one of Maryland’s most vibrant and walkable communities.

29 E Seventh St, Frederick

401 S Market St Unit 3, Frederick
$375,000
2 Beds ⋅ 1 Baths ⋅ MDFR2089808 MLS
Enjoy this fully renovated condo with deeded parking in sought after South Market Street. Close proximity to anything in Downtown Frederick. Endless possibilities; weekend getaway, primary residence, or short term rental. 2 deed parking spaces included. Second bedroom is a pass through room, but it does have a private entrance through the hallway. If you love downtown living, then you will love this location and condominium property. Wonderful opportunity to own a condominium on South Market Street, directly across from the Maryland School for the Deaf and a few minutes’ walk from Downtown Frederick! This Beautifully renovated second level condo boasts 900 +/- square feet of living space with 2 Bedrooms and 1 Full Bath. BEST PART TWO DEEDED PARKING SPACES!!!Frederick’s Premier Historic District Condominium Project: “South on Market Street” has comfort and functionality that merges into an artfully appointed property that allows you to enjoy the downtown Frederick’s lifestyle while affording you the peace of mind of locking it up and traveling till your heart's content. Situated just a short walk to the Carroll Creek Promenade, the center of downtown Frederick Maryland, enjoy the many restaurants, shopping opportunities, festivals on the creek, Baker Park, library, baseball at the Frederick Keys Ball Park and a cool water way on Carroll Creek all within walking distance. This synergistic area welcomes local microbrew pubs, numerous restaurants, (too many to count) and nightlife entertainment. All this awaits you while you enjoy this charming historic property set within the beautiful city of Frederick Maryland! Sellers will make the 2023 Capital Improvement fee for the buyer at settlement! Festivals on the Carroll Creek Park/Promenade are part of the draw to this - Charming City and project. - Great air flow and plenty of natural lighting. Large parking lot in the rear. A MUST SEE!

401 S Market St Unit 3, Frederick

118 W All Saints St, Frederick
$499,000
2 Beds ⋅ 2 Baths ⋅ MDFR2083498 MLS
Experience the best of downtown Frederick living in this beautifully updated first-floor condo, ideally located just one block from Market Street in the heart of the historic district. Thoughtfully designed with modern finishes while preserving its timeless character, this inviting home offers the perfect blend of style, comfort, and convenience. The open-concept layout features a spacious living area, dining space, and a beautifully appointed kitchen complete with quartz countertops, stainless steel appliances, upgraded lighting, and stylish finishes throughout. The owner's suite offers a peaceful retreat with a walk-in closet and a beautifully updated en-suite bath, while the second bedroom and full hall bath provide comfortable accommodations for guests or a home office. Step outside to enjoy your private covered slate balcony, rear deck, shared patio, and expansive backyard—ideal for relaxing, entertaining, or simply enjoying the outdoors. Rounding out this exceptional property is the rare convenience of private off-street parking, a highly sought-after amenity in downtown Frederick. Located within walking distance of Carroll Creek, Market Street, award-winning restaurants, boutique shopping, breweries, entertainment, and year-round community events, this exceptional condo offers an unbeatable downtown lifestyle. Adding to its appeal, this property offers outstanding flexibility for homeowners and investors alike. The unit has been operating as a highly successful Airbnb, generating $34,656 in annual rental income while maintaining strong year-round occupancy. Future reservations can be transferred to a new owner or cancelled to accommodate a traditional owner-occupant with a 30-day closing. Looking for even greater potential? This condo may also be purchased together with the second-floor unit at 120 W. All Saints Street (MLS #FR2083500), creating a rare opportunity to own both residences. Live in one while continuing to generate income from the other, expand your investment portfolio with two established short-term rentals, or purchase this unit on its own and enjoy everything downtown Frederick has to offer. Whether you're searching for your next home, a turnkey investment, or the opportunity to do both, this is a rare offering to own and live in beautiful Downtown Frederick.

118 W All Saints St, Frederick

1606 N Market St, Frederick
$489,000
2 Beds ⋅ 3 Baths ⋅ MDFR2084778 MLS
Welcome to the cutest Cape Cod in the heart of downtown Frederick! Not only is it fabulously adorable but so much work has been done to make this move in ready for you!! Fundamental upgrades that might not be apparent but will keep your maintenance costs down for a while to come! Around $75,000 in recent upgrades include new exterior paint! ** Refinished hardwood flooring! ** All-new GE kitchen appliances ** Refinished counter tops and painted kitchen cabinetry ** A new electrical panel and updated electrical work ** All new plumbing pipes and a new boiler!! The roof is only 10 years old so plenty of life left there too! What's more to love? Attached garage and plenty of parking in the rear as well as the driveway - unusual in downtown Frederick! This two bedroom detached home also boasts two full bathrooms and one half; as well as spacious rooms throughout! Step inside the vestibule and then into the entrance hall! Find a large and comfortable living room on the left; and a cozy dining room on the right! Both with ample space to entertain family and friends. The sunny kitchen is delightful with plenty of windows and lots of counter space! There is a powder room for your convenience too, with a new vanity. And then one of the most attractive aspects of this home! A large screened in porch with new screening! You can spend hours in there reading, catching up with neighbors and friends, or work from home! What could be more tranquil than this setting? Upstairs find a large landing space with full window to let the light in! The two bedrooms are spacious and feature adorable reading nooks, and gleaming hardwood floors. The lower level includes a shower, toilet and vanity (also new) as well as the laundry and plenty of storage space. The attached garage is also accessed through here! Step outside to a newly fenced backyard with plenty of parking to host your special events! The brick patio would be perfect to host barbecues and outside gatherings. All of this so close to Baker Park, downtown restaurants, quaint shops and boutiques! And the best part is having that close access to the many festivals and year-round community events will be on your doorstep! This beautifully updated home offers the perfect combination of historic charm, modern conveniences and an unbeatable location!

1606 N Market St, Frederick

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