Frederick Homes under $400,000

Frederick Homes under $400,000

Welcome to Frederick, Maryland, a vibrant city that beautifully marries history with modern living. Nestled in the heart of Frederick County, this charming city is known for its rich heritage, stunning landscapes, and a warm community spirit. With its picturesque streets lined with historic buildings, Frederick offers a delightful blend of small-town charm and urban amenities, making it a perfect place for families, young professionals, and retirees alike.

One of the standout features of Frederick is its affordability in the housing market. For those seeking a home under $400,000, the city presents an array of options that cater to diverse tastes and lifestyles. From quaint single-family homes to modern townhouses, there’s something for everyone. Imagine settling into a lovely abode with easy access to local parks, shops, and restaurants, all while enjoying the comfort of a tight-knit community.

Frederick is also renowned for its vibrant arts scene, bustling farmers' markets, and numerous outdoor activities. The scenic Catoctin Mountains provide a stunning backdrop for hiking, biking, and exploring nature. Plus, the city’s convenient location—just an hour from Washington, D.C. and Baltimore—means you can enjoy the tranquility of suburban life while still being close to the excitement of the metropolitan area.

Whether you're a first-time homebuyer or looking to downsize, Frederick offers a welcoming environment with homes that fit your budget. Discover your dream home in this enchanting city, where history meets opportunity and community thrives!

Newest Frederick Homes under $400,000

432 N Bentz St, Frederick
$250,000
3 Beds ⋅ 1 Baths ⋅ MDFR2090096 MLS
Do you have a creative eye for design and spaces? Love the idea of taking on a fabulous project? This house will speak to you. Such a unique layout and piece of property in Downtown Frederick. Its double width gives this property a unique flow compared to the typical shot-gun, narrow, long row house you usually see Downtown. Main level has a generous living room that flows into the more than ample sized kitchen. The kitchen is so sizable that you could do something incredible with the layout, an island and finishes. There is a fireplace that straddles both rooms and is begging to be turned into a double sided fireplace. Off of the living room sits a small room that would be a perfect home office. Or reimagine this space as a laundry room. Or both! Continuing on, the floorplan leads to the main level full bath. The square footage of this bath is seriously large for a house this size. You could really do something special here. Connected to the full bath is a main level bedroom. It's not huge, but it's big enough and very usable. Imagine it with a door or doors to the rear patio! Off the back is an enclosed room that is just waiting for someone to do something with it. It's imagined here as a spectacular dining room utilizing the spectacular brick floor already in place and opening up the raw ceiling. Add double French doors and you'd have a view from this room to what could be the most darling little courtyard ever. The courtyard could be a slice of privacy heaven with the right imagination. This main level could be reimagined to be FABULOUS by adding windows back in to the living room, kitchen, and den, looking out onto the enclosure room. The upper level offers two additional rooms that make darling bedrooms, or turn the far one into a stunning full bath as reimagined here. Maybe add some dormers for added head room? No off street parking, but street parking is free and almost always available. You're going to want to put new HVAC in here. Roof, exterior, basement shoring up, in addition to the obvious things. A stones throw to Baker Park, Market Street and all downtown has to offer. This is a prime location and would make a fantastic Air B&B, pied-à-terre, or full time tiny home. The juice is absolutely worth the squeeze here. Bring your plans and your creativity and reap the rewards.

432 N Bentz St, Frederick

304 Mill Pond Rd, Frederick
$374,900
3 Beds ⋅ 3 Baths ⋅ MDFR2089934 MLS
More Space. More Parking. More Possibilities! Welcome to this beautifully maintained, spacious three-level condo in sought-after Market Square! Offering an open floor plan, abundant natural light, private balcony, attached garage, and rear parking pad, this home combines comfortable living with everyday convenience. The main level provides an inviting flow between the living room, formal dining area, and family room, offering plenty of space to relax, gather, and entertain. The well-appointed kitchen features a large center island with seating, granite countertops, stainless steel appliances, and a wall oven. Step directly from the kitchen onto the private balcony, an ideal spot for morning coffee or unwinding at the end of the day. Upstairs, the spacious primary suite offers two walk-in closets and a private ensuite bath featuring a two-person shower. The bedroom level also includes two additional bedrooms, a full hall bath, and a convenient upper-level laundry room that has been thoughtfully updated with floating shelves, a shaker-style cabinet, and fresh paint. Throughout the home, you'll find thoughtful updates and improvements, including updated lighting fixtures, an updated half bath, and fresh paint in both additional bedrooms. Other recent updates include a dishwasher replaced in 2025, washing machine replaced in 2023, and HVAC serviced in May 2026. An attached one-car garage and rear parking pad provide multiple options for off-street parking—an added convenience that's hard to overlook. Market Square also offers a desirable community lifestyle with a pool, tot lots, and walking paths, all while being conveniently located near restaurants, shopping, and everyday conveniences, including Wegmans and Lowe's. Major commuter routes are also easily accessible. The condo fee includes common area and exterior building maintenance, insurance, lawn maintenance, management, pest control, pool, snow removal, and trash, allowing you to enjoy the community with less exterior maintenance to worry about. With generous living space, thoughtful updates, excellent parking, and a convenient location, this Market Square condo is ready to welcome its next owner. Come see all it has to offer! Condo Fee includes: Common Area Maintenance, Exterior Building Maintenance, Insurance, Lawn Maintenance, Management, Pest Control, Pool(s), Snow Removal & Trash! **PRICE REDUCED**

304 Mill Pond Rd, Frederick

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